Pre-authorization
Authorization in the context of payments, refers to the initial step where a payment processor verifies that the customer has sufficient funds and a valid card. The pre-authorization feature allows to reserve the potential transaction amount and set adjustments before verification.
Below are the ranges of adjustment and capture possibilities for every card in each of our available countries.
Argentina
| Available Payment Methods | Max. adjustment limit | Max. adjustment % | Max. capture % | Min. capture % | Allows value reduction | Allows prepaid card | Allowed operations | Capture days amount |
|---|---|---|---|---|---|---|---|---|
| Amex | 2 | 30 | 15 | 40 | ❌ | ❌ | Credit | 7 |
| Mastercard | 2 | 30 | 15 | 40 | ❌ | ❌ | Credit | 7 |
| Visa | 2 | 30 | 15 | 40 | ❌ | ❌ | Credit | 7 |
Brazil
| Available Payment Methods | Max. adjustment limit | Max. adjustment % | Max. capture % | Min. capture % | Allows value reduction | Allows prepaid card | Allowed operations | Capture days amount |
|---|---|---|---|---|---|---|---|---|
| Amex | 4 | (not available) | (not available) | (not available) | ✅ | ❌ | Credit | 7 |
| Elo | 8 | 50 | (not available) | (not available) | ❌ | ❌ | (not available) | 1 |
| Hipercard | 8 | 50 | (not available) | (not available) | ❌ | ❌ | (not available) | 1 |
| Maestro | 8 | 50 | (not available) | (not available) | ❌ | ❌ | (not available) | 1 |
| Mastercard | 4 | (not available) | (not available) | (not available) | ❌ | ❌ | Credit | 7 |
| Visa | 4 | (not available) | (not available) | (not available) | ✅ | ❌ | Credit | 7 |
Chile
| Available Payment Methods | Max. adjustment limit | Max. adjustment % | Max. capture % | Min. capture % | Allows value reduction | Allows prepaid card | Allowed operations | Capture days amount |
|---|---|---|---|---|---|---|---|---|
| Amex | 2 | 30 | 15 | 40 | ❌ | ❌ | Credit | 7 |
| Mastercard | 2 | 30 | 15 | 40 | ❌ | ❌ | Credit | 7 |
| Visa | 2 | 30 | 15 | 40 | ❌ | ❌ | Credit | 7 |
Mexico
| Available Payment Methods | Max. adjustment limit | Max. adjustment % | Max. capture % | Min. capture % | Allows value reduction | Allows prepaid card | Allowed operations | Capture days amount |
|---|---|---|---|---|---|---|---|---|
| Amex - MXN | (not available) | (not available) | (not available) | (not available) | ❌ | ✅ | Credit/Debit | 30 |
| Mastercard - MXN | 3 | 50 | 20 | 10 | ❌ | ✅ | Credit/Debit | 30 |
| Mastercard - PROSA | 3 | 50 | 20 | 10 | ❌ | ✅ | Credit/Debit | 30 |
| Mastercard - PROSA - USD | 3 | 50 | 20 | 10 | ❌ | ✅ | Credit/Debit | 30 |
| Mastercard - USD | (not available) | (not available) | 25 | 60 | ❌ | ✅ | Credit/Debit | 30 |
| Visa - PROSA | 3 | 50 | 20 | 10 | ❌ | ✅ | Credit/Debit | 30 |
| Visa - PROSA - USD | 3 | 50 | 20 | 10 | ❌ | ✅ | Credit/Debit | 30 |
Uruguay
| Available Payment Methods | Max. adjustment limit | Max. adjustment % | Max. capture % | Min. capture % | Allows value reduction | Allows prepaid card | Allowed operations | Capture days amount |
|---|---|---|---|---|---|---|---|---|
| Mastercard | 3 | (not available) | 20 | 10 | ✅ | ❌ | Credit | 7 |
| Visa | 3 | (not available) | 20 | 10 | ✅ | ❌ | Credit | 7 |
Spain
| Available Payment Methods | Max. adjustment limit | Max. adjustment % | Max. capture % | Min. capture % | Allows value reduction | Allows prepaid card | Allowed operations | Capture days amount |
|---|---|---|---|---|---|---|---|---|
| Mastercard | (not available) | 15 | 15 | 0 | ✅ | ✅ | Credit/Debit | 7* |
| Visa | (not available) | 15 | 15 | 0 | ✅ | ✅ | Credit/Debit | 7* |
| Amex | ||||||||
| Discover | ||||||||
| Diners | ||||||||
| JCB | ||||||||
| Unionpay |
*Capture days amount: up to 30 days depending on the issuing entity.
Late confirmation with credit card
In order to allow a late payment confirmation or a late pre-authorization using a credit card, the GetNet Api expects to receive the following details in the payment request body:
- data: First level object.
- payment: Second level object (inside data).
- payment_method: Property (inside payment object) that should have a value of
CREDIT_PRE_AUTHORIZATIONto allow a later confirmation.
For more details, see the API reference
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