Supported Payment Methods
Payment methods are the different ways consumers can pay for products or services. They include both traditional options, such as cash, and more modern digital solutions, such as digital wallets and 'buy now, pay later' services.
Each method offers specific advantages in terms of speed, convenience, security, and cost, addressing the diverse needs of both consumers and businesses.
Available types
The following tables show the availability of the supported payment methods by country. Consult them to check if a particular method is suitable for your integration needs.
Cards
Cards function as a payment method linked to a bank account (debit) or a credit limit (credit). For digital purchases, the customer provides the card information at checkout, allowing for the immediate processing of the transaction.
| Type | Spain | Portugal | Brazil | Colombia | Argentina | Mexico | Uruguay | Chile | Colombia |
|---|---|---|---|---|---|---|---|---|---|
| Amex | ✅ | ✅ | ✅ | ✅ | |||||
| Cabal | ✅ | ||||||||
| Carnet | ✅ | ||||||||
| Discover | ✅ | ✅ | |||||||
| Elo | ✅ | ||||||||
| Mastercard | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ | |
| Naranja | ✅ | ||||||||
| Visa | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ | |
| Diners Club International* | ✅ | ||||||||
| JCB* | ✅ | ||||||||
| Unionpay | ✅ |
Cash payments
Customers receive a barcode/QR Code (payment slip/voucher) and a transaction reference number. These details allow the payment to be made in cash at various physical locations, such as ATMs, bank branches, convenience stores, or supermarkets.
| Type | Spain | Portugal | Brazil | Colombia | Argentina | Mexico |
|---|---|---|---|---|---|---|
| Boleto | ✅ | |||||
| Efecty | ✅ | |||||
| Multibanco | ✅ |
Bank transfer
It enables real-time payments at any time, directly debiting the amounts from customers' bank accounts, wallets, or available balances. This operational agility is a catalyst for improving the customer experience and increasing conversion rates, while the company benefits from a low cost per transaction.
Wallet
A digital wallet (or e-wallet) is an application or online service that securely and digitally stores payment information (such as credit/debit card numbers and prepaid balances).